Fort Payne: (256) 997~0029
Rainsville: (256) 638~3218
Scottsboro: (256) 574~3440
Boaz: (256) 593~0227
Centre: (256) 927~3620

General Liability (CGL) and Business Owners (BOP)

General Liability is coverage that protects business owners from claims such as bodily injury or property damage arising from negligence and/or ommissions on the premises of a business, as a result of using a product sold or distributed by the businsess, or an instance where damages or injuries arise from general operations of the business.

A Business Owners Policy is a package that including General Liability also has coverage for the buildings, loss of income, and other coverages available depending on the business and the insurance company issuing the policy.

Commercial Auto

Tow Trucks, Dump Trucks, and Service Trucks are vehicles that just don't fit on a personal auto policy.

We have many markets to write Commercial Auto insurance allowing you to do the work with your vehicle without having to worry about your insurance.

Garage Liability

If you are selling, repairing, or servicing cars, trucks or motorcycles, garage liability is essential. Our knowledgable staff can customize a policy to cover liability, your vehicles, and your customer's vehicles while in your care. We also assist our garage clients with their state paperwork and bonds.

Restaurant Insurance

We have a specialized market for Restaurants. Your insurance can be not only affordable but also great coverage to protect against trip and fall claims, food poisoning, food spoilage in a power outage, and coverage for building and equipment.

Trucking and Cargo

Trucking Liability, Cargo, Physical damage for your truck are all coverages you may consider when you are a professional truck driver. Please give us a call and let us get you a rate from a variety of companies.

Mobile Home Parks and Dealers

Whether you sell Mobile homes or just rent out the space for them Goggans Insurance can insure all aspects of your business. From the liability for setting up Mobile Homes to someone falling on your property, We are there.